A finance solution for every patient.

Healthcare Finance Direct is a technology platform that allows healthcare providers to offer innovative pay-over-time options to every single patient, regardless of their credit. Practices get paid up front or over time.

See how we do it

Not a bank, so we can get creative

Traditional solutions only approve about half the patients that apply.

Though conventional bank-backed options help, they only solve about half the problem. So healthcare providers are left with a large subset of their customers that don’t have a way to pay. When patients don’t have the cash or great credit, everyone loses.

Healthcare Finance Direct offers alternatives that take everyone into account.

HFD captures reasonable down payments at point of sale and provides each patient with an affordable monthly payment for their pay-over-time solution. On top of that, healthcare providers can protect their balance sheet by utilizing our non-recourse options so that cash flow is always on their side.

Higher approval rates, affordable patient terms, low cost to the provider, and an amazing patient experience – no strings attached.

Don't believe us? See how we do it

A better choice for practices and patients

Approve 100% of patients

Provide affordable options to all patients and know they they will have an offer to pay-over-time.

Prioritize your objectives

Optimize for patient APR’s, merchant discounts, or approval rates – it’s up to you.

One easy application

Apply once, whether the patient is in-store or on-the-go. Or make it your own with a custom integration.

Dedicated support

HFD offers dedicated provider success teams to ensure practices get their patients approved.

Recourse and non-recourse

Turn your debt portfolios and accounts receivable into immediate dollars. We’re your dedicated capital markets team.

See how it works

HFD has provided our organization with access to flexible capital, enabling us to approve 100% of our patients. It’s a game changer for the way we approach patient finance.”

Mark Brockelmann, Chief Financial Officer Sage Dental

HFD’s team is great to work with. The platform is simple and intuitive, and they’ve helped deliver flexible, customized solutions that meet our business needs.

Jacob Horowitz, Owner Maryland Center for Arthritis and Regenerative Care

Adding HFD to our patient finance offerings has been simple. We’re able to approve 100% of our patients with a single application process, without sacrificing patient experience. That’s a win for our providers, treatment coordinators and–most importantly–patients.

Shanique Gravely, Director of Operations DECA Dental